
Peel the bananas and cut them in half crosswise so that you now have 2 short pieces.
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Insert an ice-cream stick or half of a bamboo skewer into each piece so that it has a handle.
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Wrap each banana half in a piece of aluminum foil and place in the freezer until frozen solid, 4 to 6 hours or overnight.
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Place the cream in a small saucepan and bring to a gentle simmer over medium heat. Remove from the heat.
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Place the chocolate chips in a medium mixing bowl, then carefully pour the hot cream over the chips. Let the chocolate and cream sit undisturbed for a minute or two, then stir with a small spoon or rubber spatula until the mixture is blended and smooth and the chocolate is completely melted, about 2 minutes.
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Place the toasted coconut in a small mixing bowl.
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If using nuts, chop into small pieces and place in a small mixing bowl.
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Remove the bananas from the freezer and unwrap.
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Cover a small baking sheet with waxed paper or aluminum foil.
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Holding the stick or skewer, dip one banana half in the melted chocolate and cream until completely coated.
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Sprinkle the coated banana with about 1 tablespoon of either the toasted coconut or the chopped peanuts.
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Set the banana on the covered baking sheet and repeat with the remaining bananas and coatings.
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Serve immediately or cover tightly and return the bananas to the freezer until ready to serve.
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Yield: 8 servings
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Be careful when pouring the hot cream over the chocolate chips!